Loan Rates


The Credit Union is proud to offer many types of loans to service all your needs. Please feel free to call us to discuss how we can help. You may reach us at (860) 522-0899, toll-free (800) HPD-FCU1 (473-3281) or through this website!

Mail your application or fax to (860) 724-2268!

Not a member?  Call us!

Home Equity
Type Terms APR*  as low as: Monthly Payment
Fixed - 1st Position to 20 Years 4.00% $18.42
Fixed - 2nd Position to 15 Years 3.75% $18.31
HELOC - Variable Call for current terms. Call for current rate.

Unsecured Signature
Term Annual Percentage Rate Monthly Payment
To 60 Months As low as 8.00% $20.28

Secured Loans
Type Term APR* as low as: Monthly Payment
New Auto/MC/Boat - up to 100% Financing Up to 72 Months 2.00% $18.31
Used Auto/MC/Boat - up to 100% Financing Up to 72 Months* 2.25% $18.42
Share Secured Up to 36 Months 2.00% over Share Rate $28.78
Share Secured 37 to 60 Months 3.00% over Share Rate $18.11
Share Certificate Secured Up to 60 Months 3.000% over Certificate Rate $17.10
Boat/Motor Home/RV - Long Term Up to 120 Months 3.00% $17.97

Credit Card
Use the Application & Solicitation Disclosure link for all current information on the account. The full account agreement will be given upon approval of your credit card application.
APPLY NOW!      Mail your application or fax to (860) 724-2268!
Rates may change with 60 days notice to cardholder. Other restrictions may apply at time of application. Rates are accurate as of January 28.2019.

Miscellaneous
Type Term APR* Monthly Payment
Overdraft Line of Credit Open End 12.50% $89.11

*APR = ANNUAL PERCENTAGE RATE. RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN.

**APY = ANNUAL PERCENTAGE YIELD. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.

WE PROVIDE LINKS TO THIRD PARTY PARTNERS, INDEPENDENT FROM L.C.E. FEDERAL CREDIT UNION. THESE LINKS ARE PROVIDED ONLY AS A CONVENIENCE. WE DO NOT MANAGE THE CONTENT OF THOSE SITES. THE PRIVACY AND SECURITY POLICIES OF EXTERNAL WEBSITES WILL DIFFER FROM THOSE OF L.C.E. FEDERAL CREDIT UNION.