Loan Rates

The Credit Union is proud to offer many types of loans to service all your needs. Please feel free to call us to discuss how we can help. You may reach us at (860) 522-0899, toll-free (800) HPD-FCU1 (473-3281) or through this website!

Apply Now!       Mail your application or fax to (860) 724-2268!

Home Equity
Type Terms APR*  as low as: Monthly Payment
Fixed - 1st Position to 20 Years 4.00% $18.42
Fixed - 2nd Position to 10 Years 4.00% $18.42
HELOC - Variable Call for current terms. Call for current rate.  
*APR - Annual Percentage Rate. All rates subject to change without notice. Rates are accurate as of November 21, 2016. Monthly payment based on maximum term per $1000 borrowed at A+ Credit Rate for a term of 5 years. Payment examples do not include amounts for taxes and insurance premiiums, if applicable, and the payment obligation will be greater.  Certain restrictions may apply. *Current Special - No Points, we pay 1/2 of Closing Costs!  Costs may include such fees as credit report, attorney fees, and appraisal costs.  This example is not meant to be all inclusive.
Unsecured Signature
Term Annual Percentage Rate Monthly Payment
To 60 Months As low as 8.00% $20.28
Loan rates subject to change without notice. Rates are accurate as of November 21, 2016. Monthly Payment based on maximum term per $1000 borrowed at A+ Credit Rate for a term of 60 Months. Your rate may be higher. Certain restrictions may apply. No other fees involved.
Secured Loans
Type Term APR* as low as: Monthly Payment
New Auto/MC/Boat - up to 100% Financing Up to 72 Months 3.75% $18.31
Used Auto/MC/Boat - up to 100% Financing Up to 72 Months* 4.00% $18.42
Share Secured Up to 36 Months 2.00% over Share Rate $28.78
Share Secured 37 to 60 Months 3.00% over Share Rate $18.11
Share Certificate Secured Up to 60 Months 3.000% over Certificate Rate $17.10
Boat/Motor Home/RV - Long Term Up to 120 Months 3.00% $17.97
Rates subject to change without notice and are accurate as of November 21, 2016. *APR - Annual Percentage Rate. MC stands for Motorcycle. Monthly payment for all types except Share Secured up to 36 Months is based on per $1000 borrowed for a term of 60 months. Share Secured Loan up to 36 months is based on per $1000 borrowed for a term of 36 months. Share Certificate Secured assumes a certificate rate of 1.00% as of 11/21/16. 72 Month terms are only available for Used Auto/MC/Boat if model is less than two years old. Boat/Motor Home/RV - Long Term rates are indexed to the Prime Rate +/- a margin.  Certain restrictions may apply. No other fees involved.
Credit Card

Use the Application & Solicitation Disclosure link for all current information on the account. The full account agreement will be given upon approval of your credit card application.

Apply Now!      Mail your application or fax to (860) 724-2268!

Rates may change with 60 days notice to cardholder. Other restrictions may apply at time of application. Rates are accurate as of January 11, 2016.

Miscellaneous
Type Term APR* Monthly Payment
Overdraft Line of Credit Open End 12.50% $89.11
*APR - Annual Percentage Rate. Certain conditions may apply. The rate is fixed and is accurate as of January 11, 2016. Monthly payments based on maximum term per $1000 borrowed and a one year term. Limits based on credit score. There are no minimum, monthly or activity fees associated with this account.
Mortgages

Mortgages are currently offered through our third party mortgage broker Dottie Owens of C.U. Members Mortgage Corp at (800) 624-2427.

Equal Housing LenderWe do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.