Share Rates

Share Accounts
Account Type Minimum Balance Dividend Rate APY Effective Date
Share Savings $5.00 .30% .30% October 1, 2016
Share Draft None 0.00% 0.00% October 1, 2016
Christmas Club None .30% .30% October 1, 2016
All Purpose Club None .30% .30% October 1, 2016
Traditional IRA None 1.00% 1.01% October 1, 2016
Roth IRA None 1.00% 1.01% October 1, 2016
Money Market $5.00 .30% .30% October 1, 2016
Money Market $2000 .40% .40% October 1, 2016
Money Market $5000 .50% .50% October 1, 2016
Money Market $10,000 .75% .75% October 1, 2016
APY - Annual Percentage Yield. Fees could reduce the earnings on the account. A penalty will or may be imposed for early withdrawal. All rates may change after the account is opened. The minimum balance is what is required to earn the stated APY for the type identified.
Term Share Certificates
Term Balances Dividend Rate APY Effective Date
6 Months < 10k .50% .50% September 1, 2016
6 Months > 10k < 50k .60% .60% September 1, 2016
6 Months > 50k .80% .80% September 1, 2016
1 Year < 10k .90% .90% September 1, 2016
1 Year > 10k < 50k 1.00% 1.00% September 1, 2016
1 Year > 50k 1.09% 1.10% September 1, 2016
2 Years < 10k 1.19% 1.20% September 1, 2016
2 Years > 10k < 50k 1.29% 1.30% September 1, 2016
2 Years > 50k 1.39% 1.40% September 1, 2016
3 Years < 10k 1.24% 1.25% September 1, 2016
3 Years > 10k < 50k 1.29% 1.30% September 1, 2016
3 Years > 50k 1.39% 1.40% September 1, 2016
4 Years < 10k 1.24% 1.25% September 1, 2016
4 Years > 10k < 50k 1.29% 1.30% September 1, 2016
4 Years > 50k 1.39% 1.40% September 1, 2016
5 Years < 10k 1.29% 1.30% September 1, 2016
5 Years > 10k < 50k 1.39% 1.40% September 1, 2016
5 Years > 50k 1.49% 1.50% September 1, 2016
Minimum Balance for all share certificates is $1,000 and is required to earn the stated APY. APY - Annual Percentage Yield. APY assumes dividends compounded monthly to the certificate. k - means a multiple of $1000 i.e. 10k equals $10,000. Fees could reduce the earnings on the account. A penalty will be imposed for early withdrawal. All rates may change after account is opened. Call (860) 522-0899 for details.

Page Reviewed 01/01/15